VEL

Velocity Financial, Inc.

Finance Services · SIC 6199CIK 1692376Held by 2 tracked managersEDGAR filings ↗10-K/10-Q ↗

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Revenue FY2025

—

Net Income FY2025

$105.0M

EPS (Basic, as reported)

$2.81

Net Margin FY2025

—

ROE FY2025

15.6%

Total Equity

$673.0M

Shares Out

39M

Business description

Velocity Financial, Inc. — Finance Services. Figures are as reported in each year's original 10-K via SEC EDGAR XBRL company facts (FY2018–FY2025; structured XBRL data begins around 2008). Market-price metrics are not part of EDGAR data.

Annual (fiscal years, as reported)USD millions

default rows · click any row to chart itNet income: 8 → 105 +44.5% CAGR

Fiscal yearFY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025

Interest expense—(99)(100)(106)(157)(203)(271)(365)

Pre-tax income19252340457196146

Income tax expense(12)(8)(5)(11)(12)(19)(28)(41)

Net income8171829325268105

EPS — basic——($1.55)$0.90$0.99$1.60$2.07$2.81

EPS — diluted——($1.55)$0.86$0.94$1.52$1.91$2.75

Shares outstanding — basic (M)——202332323337

Shares outstanding — diluted (M)——203434343638

Source: SEC EDGAR XBRL company facts — figures as reported in each period's original filing (structured data begins ~2008). EPS and other per-share figures are as reported and are not adjusted for later stock splits; a ⚑ marks a period where the reported share count changed by a large factor. Dollar figures in millions unless per-share. Line items a company never reports are omitted. Where a filer switched XBRL concepts, the successor concept is used and definitions can differ slightly (e.g. cash may include restricted cash; banks' revenue is net of interest expense; cost of revenue may exclude D&A; net income may be the amount available to common stockholders; debt issued/repaid may be net of issuance costs or include finance-lease obligations — each only where the original concept stopped being reported). Click a period header to open that period's source filing on EDGAR.