SOFI

SoFi Technologies, Inc.

Finance Services · SIC 6199CIK 1818874Held by 4 tracked managersEDGAR filings ↗10-K/10-Q ↗

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Revenue FY2025

$0.62B

Net Income FY2025

$0.48B

EPS (Basic, as reported)

$0.42

Net Margin FY2025

77.7%

ROE FY2025

4.6%

Total Equity

$10.49B

Shares Out

1.29B

Business description

SoFi Technologies, Inc. — Finance Services. Figures are as reported in each year's original 10-K via SEC EDGAR XBRL company facts (FY2019–FY2025; structured XBRL data begins around 2008). Market-price metrics are not part of EDGAR data.

Annual (fiscal years, as reported)USD millions

default rows · click any row to chart itRevenue: 5 → 619 +123.2% CAGR

Fiscal yearFY2019FY2020⚑FY2021⚑FY2022FY2023FY2024FY2025

Revenue5103248377421503619

Cost of revenue(116)(179)(257)(313)(380)(462)(609)

Research & development(147)(201)(276)(405)(511)(552)(648)

Selling & marketing(266)(277)(427)(618)(719)(796)(1,095)

General & administrative(152)(237)(499)(502)(511)(600)(704)

Interest expense(278)(186)(103)(189)(789)(1,091)(1,156)

Interest & investment income6083643557732,0512,8083,375

Pre-tax income(240)(329)(481)(319)(301)233526

Income tax expense0(104)(3)(2)0(265)(45)

Net income(240)(224)(484)(320)(301)499481

EPS — basic($4.02)($4.30)($1.00)($0.40)($0.36)$0.46$0.42

EPS — diluted($4.02)($4.30)($1.00)($0.40)($0.36)$0.39$0.39

Shares outstanding — basic (M)66745279019451,0501,150

Shares outstanding — diluted (M)66745279019451,1011,252

⚑ Weighted-average shares changed ×7.12 between FY2020 and FY2021 — likely a stock split. Per-share figures on either side are as reported and not adjusted.
⚑ Weighted-average shares changed ×1.71 between FY2021 and FY2022 — a large issuance or reduction. Per-share figures on either side are as reported and not adjusted.

Source: SEC EDGAR XBRL company facts — figures as reported in each period's original filing (structured data begins ~2008). EPS and other per-share figures are as reported and are not adjusted for later stock splits; a ⚑ marks a period where the reported share count changed by a large factor. Dollar figures in millions unless per-share. Line items a company never reports are omitted. Where a filer switched XBRL concepts, the successor concept is used and definitions can differ slightly (e.g. cash may include restricted cash; banks' revenue is net of interest expense; cost of revenue may exclude D&A; net income may be the amount available to common stockholders; debt issued/repaid may be net of issuance costs or include finance-lease obligations — each only where the original concept stopped being reported). Click a period header to open that period's source filing on EDGAR.