ROOT

Root, Inc.

Fire, Marine & Casualty Insurance · SIC 6331CIK 1788882Held by 3 tracked managersEDGAR filings ↗10-K/10-Q ↗

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Revenue FY2025

$1.52B

Net Income FY2025

$0.04B

EPS (Basic, as reported)

$2.49

Net Margin FY2025

2.7%

ROE FY2025

14.2%

Total Equity

$0.28B

Shares Out

—

Business description

Root, Inc. — Fire, Marine & Casualty Insurance. Figures are as reported in each year's original 10-K via SEC EDGAR XBRL company facts (FY2018–FY2025; structured XBRL data begins around 2008). Market-price metrics are not part of EDGAR data.

Annual (fiscal years, as reported)USD millions

default rows · click any row to chart itRevenue: 43 → 1,517 +66.4% CAGR

Fiscal yearFY2018FY2019⚑FY2020⚑FY2021⚑FY2022FY2023FY2024FY2025

Revenue432903473453114551,1771,517

Selling & marketing(40)(110)(140)(270)(48)(49)(136)(175)

General & administrative(9)(43)(78)(98)(127)(83)(69)(97)

Total operating expenses(111)(550)(632)(831)(574)(556)(1,098)(1,455)

Operating income—(260)(285)(485)(263)(101)7962

Interest expense(1)(22)(78)(20)(35)(46)(42)(21)

Pre-tax income(69)(282)(363)(521)(298)(147)3141

Income tax expense00000000

Net income(69)(282)(363)(521)(298)(147)3140

EPS — basic—($8.33)($4.81)($2.09)($21.11)($10.24)$1.96$2.49

EPS — diluted—($8.33)($4.81)($2.09)($21.11)($10.24)$1.83$2.36

Shares outstanding — basic (M)—347624914141515

Shares outstanding — diluted (M)—347624914141717

⚑ Weighted-average shares changed ×2.24 between FY2019 and FY2020 — likely a stock split. Per-share figures on either side are as reported and not adjusted.
⚑ Weighted-average shares changed ×3.28 between FY2020 and FY2021 — likely a stock split. Per-share figures on either side are as reported and not adjusted.
⚑ Weighted-average shares changed ÷16.67 between FY2021 and FY2022 — likely a reverse split. Per-share figures on either side are as reported and not adjusted.

Source: SEC EDGAR XBRL company facts — figures as reported in each period's original filing (structured data begins ~2008). EPS and other per-share figures are as reported and are not adjusted for later stock splits; a ⚑ marks a period where the reported share count changed by a large factor. Dollar figures in millions unless per-share. Line items a company never reports are omitted. Where a filer switched XBRL concepts, the successor concept is used and definitions can differ slightly (e.g. cash may include restricted cash; banks' revenue is net of interest expense; cost of revenue may exclude D&A; net income may be the amount available to common stockholders; debt issued/repaid may be net of issuance costs or include finance-lease obligations — each only where the original concept stopped being reported). Click a period header to open that period's source filing on EDGAR.