ENVA

Enova International, Inc.

Personal Credit Institutions · SIC 6141CIK 1529864Held by 2 tracked managersEDGAR filings ↗10-K/10-Q ↗

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Revenue FY2025

$3.15B

Net Income FY2025

$0.31B

EPS (Basic, as reported)

$12.25

Net Margin FY2025

9.8%

ROE FY2025

23.1%

Total Equity

$1.34B

Shares Out

25M

Business description

Enova International, Inc. — Personal Credit Institutions. Figures are as reported in each year's original 10-K via SEC EDGAR XBRL company facts (FY2012–FY2025; structured XBRL data begins around 2008). Market-price metrics are not part of EDGAR data.

Annual (fiscal years, as reported)USD millions

default rows · click any row to chart itRevenue: 746 → 3,152 +17.4% CAGR

Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025

Revenue7468441,1141,1751,0841,2081,7362,1182,6583,152

Cost of revenue(328)(397)(571)(603)——————

Gross profit4184475435726841,0241,1181,2301,5291,830

General & administrative(98)(102)(107)(109)(141)(157)(140)(160)(157)(170)

Total operating expenses(296)(313)(360)(324)(326)(611)(734)(808)(945)(1,091)

Operating income121134183248358413384422585739

Interest expense——(79)(76)(87)(77)(116)(195)(290)(339)

Other income (expense), net———(2)(1)(2)(1)0(6)(1)

Pre-tax income573876170435337273227271401

Income tax expense(23)(9)(6)(42)(57)(80)(65)(52)(62)(93)

Net income35297037378256207175209308

EPS — basic$1.04$0.87$2.06$1.09$11.85$7.05$6.42$5.71$7.78$12.25

EPS — diluted$1.03$0.86$1.99$1.06$11.70$6.79$6.19$5.49$7.43$11.52

Shares outstanding — basic (M)33343434323632312725

Shares outstanding — diluted (M)33343534323833322827

Showing the latest 10 of 14 fiscal years.

Source: SEC EDGAR XBRL company facts — figures as reported in each period's original filing (structured data begins ~2008). EPS and other per-share figures are as reported and are not adjusted for later stock splits; a ⚑ marks a period where the reported share count changed by a large factor. Dollar figures in millions unless per-share. Line items a company never reports are omitted. Where a filer switched XBRL concepts, the successor concept is used and definitions can differ slightly (e.g. cash may include restricted cash; banks' revenue is net of interest expense; cost of revenue may exclude D&A; net income may be the amount available to common stockholders; debt issued/repaid may be net of issuance costs or include finance-lease obligations — each only where the original concept stopped being reported). Click a period header to open that period's source filing on EDGAR.