CHYM

Chime Financial, Inc.

Finance Services · SIC 6199CIK 1795586Held by 8 tracked managersEDGAR filings ↗10-K/10-Q ↗

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Revenue FY2025

$2.19B

Net Income FY2025

$(1.01B)

EPS (Basic, as reported)

$-4.27

Net Margin FY2025

-46.2%

ROE FY2025

-72.1%

Total Equity

$1.40B

Shares Out

—

Business description

Chime Financial, Inc. — Finance Services. Figures are as reported in each year's original 10-K via SEC EDGAR XBRL company facts (FY2023–FY2025; structured XBRL data begins around 2008). Market-price metrics are not part of EDGAR data.

Annual (fiscal years, as reported)USD millions

default rows · click any row to chart itRevenue: 1,278 → 2,187 +30.8% CAGR

Fiscal yearFY2023FY2024⚑FY2025

Revenue1,2781,6732,187

Cost of revenue(220)(208)(263)

Gross profit1,0591,4661,924

Research & development(259)(310)(935)

Selling & marketing(444)(520)(635)

General & administrative(155)(177)(512)

Total operating expenses(1,295)(1,528)(2,964)

Operating income(236)(62)(1,040)

Other income (expense), net333931

Pre-tax income(203)(23)(1,009)

Income tax expense0(3)(1)

Net income(203)(25)(1,010)

EPS — basic($3.22)($0.39)($4.27)

EPS — diluted($3.22)($0.39)($4.27)

Shares outstanding — basic (M)6365236

Shares outstanding — diluted (M)6365236

⚑ Weighted-average shares changed ×3.63 between FY2024 and FY2025 — likely a stock split. Per-share figures on either side are as reported and not adjusted.

Source: SEC EDGAR XBRL company facts — figures as reported in each period's original filing (structured data begins ~2008). EPS and other per-share figures are as reported and are not adjusted for later stock splits; a ⚑ marks a period where the reported share count changed by a large factor. Dollar figures in millions unless per-share. Line items a company never reports are omitted. Where a filer switched XBRL concepts, the successor concept is used and definitions can differ slightly (e.g. cash may include restricted cash; banks' revenue is net of interest expense; cost of revenue may exclude D&A; net income may be the amount available to common stockholders; debt issued/repaid may be net of issuance costs or include finance-lease obligations — each only where the original concept stopped being reported). Click a period header to open that period's source filing on EDGAR.